Why choose TAM Lending for your mortgage?
- Great mortgage rates
- More options for you
- Fast closing time
Have you ever found the perfect house only to lose out on it to someone else? Nine times out of ten, this is because the other competing buyer was pre-qualified to give the offer.
EXPLORE THIS SECTION
We get you pre-qualified fast so that you don't miss out on your dream home
We do the hard work, so you don't have to
Competitive Rates
We originate around $1 billion of loans every year, which gives us access to better rates than other lenders.
More Options
We work with big banks, not for them. This means that we have a lot of options when it comes to loan products.
Fast Closing
We have experience and we work hard to ensure that all of our closings happen quickly and smoothly.
Better Network
We pride ourselves on having an incredible network of realtors, appraisers, and title companies to help you.
Planning To Purchase A New Home?
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How To Win An Offer
Why Choose TAM Lending?
How to get pre-qualified for a home loan
It’s always wise to get pre-qualified for a mortgage first when considering buying a home to estimate how much you will qualify to borrow before you begin the mortgage application or pre-approval process. While pre-qualification is not an actual guarantee of a loan, it’s a great way to evaluate what type of loans are available and what option is best for you.
Click the button below to answer a few questions so that we can learn more about your specific loan requirements and the house that you want to buy. Then, we can connect with you and assist you with the mortgage pre-qualification process.
Here’s how the process typically works:
Speak with a Lender
To get pre-qualified for a mortgage, the best place to start is to speak with a knowledgeable lender who can provide the guidance and support you need. Finding the right lender can provide you with peace of mind and make your home buying experience go as smoothly as possible.
Provide an Overview of Your Finances
Once you have chosen a lender, they will need to do a basic review of some of your financial information, such as your income, assets, and debts, in order to provide you with an accurate home loan estimate. Some lenders may also run a soft credit inquiry to pre-screen your credit report without impacting your score.
Get Your Mortgage Pre-Qualification Letter
After the lender reviews your information, they will issue you a pre-qualification letter with the estimated amount they’re willing to let you borrow if you meet their guidelines. If you do not, then the lender may provide some suggestions for what you can do to be able to pre-qualify for a mortgage in the future.
Speed Up the Loan Process
Our mortgage application is available online and can be filled out in just a few minutes. We do not do a hard credit pull at this stage, so there is no risk of lowering your credit. Find out how much home you can afford, or if you are approved for the loan you’re looking for.